Travel insurance is primarily a medical insurance for people traveling as tourists or on a business trip. In Indonesia medical insurance is called asuransi kesehatan. The insurance policy covers the risks associated with the health deterioration of the insured person, with a common illness, emergency medical assistance, medical care in case of injury. An insurance policy is required for processing visas for entry into a number of countries, including Schengen countries. The travel insurance policy may also cover the risks associated with the loss of baggage or trip cancellation.